Financial Options

Our Commitment to Affordability

The bottom line is; if the cost of training exceeds the ability to make a living and recuperate the price of the training, then there is an issue. Bryan’s goal is to offer training with no hidden cost that a person can afford without running up excessive student loan debt. Additionally, affordable housing was added so students did not have the burden of expensive student housing and the hassle of locating it.  

If you compare the price of training at the Galloup School to other comparable Lutherie training programs where things like materials, cases, tools and housing are extra, you will find the Galloup School is more cost effective by 20% or more. Then if you check the curriculum, the Galloup team covers more valuable information in less time making the most of your educational dollar.

Veteran’s Chapters and Programs

The Galloup School Of Guitar Building and Repair has always been proud of our over 25 year collaboration with The Office Of Veterans Affairs working with retired and disabled United States Military Personnel. But still many veterans don’t realize just how many possibilities they have available to them for training and rehabilitation after their military service has ended. There are several options available including;

Chapter 30: Montgomery GI Bill®

Entered active duty on or after July 1, 1985. Visit the Department of Veterans Affairs at;

Chapter 31: Vocational Rehabilitation

Vocational Rehabilitation you must have a service connected disability. Visit the Department of Veterans Affairs at;

Chapter 33: Post 9/11 GI Bill® (Effective 8/1/2009)

You may be eligible if you served at least 90 aggregate days on active duty after September 10, 2001. Visit the Department of Veterans Affairs at;

Note: Once you elect to receive benefits under the Post 9/11 GI Bill®, you will no longer be eligible to receive benefits under the program from which you elect the Post – 9/11 GI Bill®.

Chapter 35: Survivors’ and Dependents Educational Assistance Program

Sons, daughters, spouses and surviving spouses of veterans who are deceased or are totally and permanently disabled as the result of a service connected injury. Visit the Department of Veterans Affairs at;

Chapter 1606: Montgomery GI Bill® – Selected Reserve

A selected reservists must be enlisted, reenlist or extend and enlistment obligation in the selected reserve so that the reservist has/had an enlistment obligation to serve for a period of not less than 6 years following the date of such action, and this must be completed on or after July 1, 1985. Visit the Department of Veterans Affairs at

Chapter 1607 (REAP): Montgomery GI Bill® – Selected Reserve

The National Defense Authorization Act of 2016 ended REAP on November 25, 2015. Some individuals will remain eligible for REAP benefits until November 25, 2019, while others are no longer eligible for REAP benefits.

The post 9/11 GI Bill® in many ways has replaced REAP because it also provides educational assistance benefits for Reserve and National Guard members called to active duty on or after September 11, 2001, and in many cases provides a greater benefit than REAP.

GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). 
More information about education benefits offered by VA is available at the official U.S. government website at

Private Payment Options

Private Loans

Banks will assist with private loans.  Interest rates, terms and conditions will vary depending on various factors such as your credit score and any collateral available to secure the loan.  Terms vary and be careful about taking on debt with a variable interest rate.  If there is no collateral, banks offer unsecured loans but the amount of time to pay it back and the interest rate offered will be impacted.  Speak with your local financial institution to see what is available. 

College Plans

Many college plans allow funds to be used at institutions that are not accredited but you will likely incur a penalty so seek advice from a trained professional first.


This takes a lot of tenacity, but there are scholarships out there.  When searching, think craftsmanship, instrument making, and music, just to name a few. There are private companies and organizations that offer scholarships, too. As long as the Galloup School meets the criteria of the Scholarship and Scholarship Committee, we will accept scholarship funds.